Data-first personal finance
Rates and offers you can actually verify. Every number on this site carries the date we last checked it against the source. Pick your credit range and see offers you can realistically get approved for.
Rates verified 2026-08-06Offers verified 2026-08-06
Top HYSA APY
4.40%
As of 2026-08-06
30yr mortgage
6.69%
Freddie Mac PMMS
Live bonuses
6
Up to USD 500
Fed funds (upper)
3.75%
Benchmark seed
Your credit range Offers re-rank live. Fair and rebuilding tiers use prequalify language, not hard-sell apply CTAs.
Excellent750+ Good700-749 Fair630-699 Rebuilding<630
Summit Cash Rewards Summit Bank · Good to excellent
Strong approval odds
Rewards 2% flat cash back on every purchase
Annual fee USD 0
Welcome bonus USD 200 after USD 500 spend in 3 months
APR 19.24% to 27.24% variable View card details Verified 2026-08-06. Placeholder offer pending affiliate approval.
Voyager Travel Card Voyager Financial · Excellent
Strong approval odds
Rewards 3x points on travel and dining
Annual fee USD 95
Welcome bonus 60,000 points after USD 3,000 spend in 3 months
APR 20.99% to 28.49% variable View card details Verified 2026-08-06. Placeholder offer pending affiliate approval.
Aurora 0% Intro Card Aurora Card Co · Good to excellent
Strong approval odds
Rewards 0% intro APR for 18 months on purchases and transfers
Annual fee USD 0
Welcome bonus USD 150 after USD 1,000 spend in 3 months
APR 0% intro, then 18.99% to 27.99% variable View card details Verified 2026-08-06. Placeholder offer pending affiliate approval.
Fairway Builder Card Fairway Credit · Fair
Prequalify first
Rewards 1.5% back while you build credit
Annual fee USD 0
Welcome bonus None
APR 26.99% variable See if you prequalify Verified 2026-08-06. Placeholder offer pending affiliate approval.
Anchor Secured Card Anchor Bank · Poor to fair (secured deposit)
Prequalify first
Rewards Secured card that reports to all 3 bureaus
Annual fee USD 0
Welcome bonus None
APR 24.99% variable See if you prequalify Verified 2026-08-06. Placeholder offer pending affiliate approval.
Lumen Business Cash Lumen Commercial · Good to excellent (personal guarantee typical)
Strong approval odds
Rewards 5% cash back on the first USD 25k in office spend categories
Annual fee USD 0
Welcome bonus USD 300 after USD 3,000 spend in 3 months
APR 18.49% to 26.49% variable View card details Verified 2026-08-06. Placeholder offer pending affiliate approval.
How we make money: when you open an account through some links on this site, the issuer pays us. That commission never changes rankings, which are set by the published numbers and your selected credit range.