Data layer
Rates, verified and dated
This hub is infrastructure, not a niche. Every comparison page on the site links back here. Benchmarks refresh from official sources; bank-level APYs are curated with source URLs.
Top HYSA
4.40%
5 banks listed
30yr FRM
6.69%
Week of 2026-08-06
15yr FRM
6.01%
Freddie Mac PMMS
10yr Treasury
4.20%
FRED DGS10 seed
Savings
High yield savings APYs
Ranked HYSA table with min deposit, compounding, and FDIC/NCUA flags.
View table →Housing
Mortgage rate averages
Freddie Mac PMMS 30-year and 15-year averages, plus context for borrowers.
View mortgage rates →How freshness works
A daily GitHub Action pulls FRED series (fed funds, 10-year Treasury, PMMS mirrors) and only commits when values change. Bank product APYs stay manual with source links until an offer feed is connected. Verification dates never fake "updated today" on a no-change rebuild.
YMYL rule: mortgage content on this site monetizes as cost-per-lead only. We never claim per-funded-loan compensation for mortgages.